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Copyright

This Internet site and any content provided therein is proprietary to Abacus – Australian Mutuals Limited (Abacus) ACN 137 780 897. Abacus owns any Copyright that exists in the content (© Abacus – Australian Mutuals Limited 2009-2013). Except as expressly permitted in writing by Abacus or as authorised by the Copyright Act 1968, no part of this document or its content may be reproduced, copied, stored in any retrieval system,  modified,  published or processed whether electronically or otherwise, including audio and video, or utilised for any purpose but for personal use.

Legal Liability

Abacus provides general information in this site (including booklets, statistics and articles) for public access. The information is not specifically written to any one purpose or group of people and must not be relied upon without seeking independent legal, accounting or business advice. Whilst every care has been taken in the preparation of materials and information posted on this site, Abacus does not warrant expressly or impliedly the accuracy, currency, completeness or relevance  of any information contained herein. Abacus disclaims any liability whatsoever, and howsoever incurred, of the reader as a consequence of his or her reliance on information contained in this site.

Linked sites are not controlled by Abacus and Abacus is not responsible for the content of any linked sites.  If you access a site using a link from the Abacus webpage, you will leave the Abacus website and will be subject to the terms and conditions of the site you visit.

The information on this website is subject to change without notice and Abacus may revise this disclaimer at any time.

Privacy

Abacus may collect personal information such as name, address, email and contact details from you as detailed in this site. Abacus may also collect information on the IP address, date and timing of visits to the website for statistical purposes.  Abacus is committed to safeguarding your personal information in accordance with the Privacy Act 1988 and the National Privacy Principles. You authorise Abacus to use your personal information as detailed in this site and Abacus undertakes to only use that information for the given agreed purpose. For full details of Abacus' privacy policy please click here.

Your consent

By accessing the site, you, the reader, agree to the terms stated in this legal notice.